Beware of scams when donating to Harvey victims

In response to the devastation of Hurricane Harvey in Texas, many South Carolinians are searching for ways to help victims. Secretary of State Mark Hammond advises consumers to be on the lookout for fake charities in the coming weeks. Here are a few tips to ensure donations get to those in need:
 
• Seek out a charity that needs your support.  Be cautious of groups that may approach you. Get more information on a particular charity by visiting the SC Secretary of State’s Office at http://www.sos.sc.gov to search on a particular charity or by calling 1-888-CHARITI (242-7484).
 
• Donate to well-known charities. Watch out for charities that have sprung up overnight. They may mean well, but lack the infrastructure to provide assistance.  Do not assume a charity is legitimate based on its name. Some phony charities use names that sound or look like those of respected, legitimate organizations.
 
• Who’s calling? If you receive a call from a professional solicitor, they must disclose the following at the time of the call:
– that he/she is a paid solicitor;
– the name, location and purpose of the charity; and
– the registered, true name of the professional fundraising organization for which he/she works.
 
• Know where the money is going.  Ask what percentage of your contribution goes to the charitable cause.  Find out their mission and history.  Don’t be afraid to ask for details in writing.
 
• Do not provide personal or financial information to cold callers. This includes your Social Security number, credit card and bank account numbers. Scam artists can use this information to commit fraud. When in doubt, hang up!
 
• Do not give or send cash. For security and tax record purposes, contribute by check or credit card. Write the official name of the charity on your check.

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