Healthcare.gov enrollment deadline near

The HealthCare.gov website, where people can buy health insurance, is displayed on a laptop screen in Washington, Tuesday, Oct. 6, 2015. Premiums are expected to rise in many parts of the country as a new sign-up season under President Barack Obama’s health care law starts Nov. 1. But consumers have options if they’re willing to shop, and an upgraded government website will help them compare. (AP Photo/Andrew Harnik)

Time is running out to get signed up for health insurance through healthcare.gov.

You have until Friday, January 15, 2016 to get signed up for coverage effective February 1 and January 31 to sign up for coverage that starts March 1.

 

The health law has added coverage in two major ways. Online insurance markets like HealthCare.gov offer taxpayer-subsidized private plans to people who don’t have coverage on the job. And states can opt for a Medicaid expansion aimed at low-income adults with no children living at home.

The law also requires virtually all Americans to have coverage or risk fines. With penalties going up this year, that may drive the last-minute enrollment push.

For people in need of financial assistance, there is help available.

Families of four who earn up to $94,000 dollars/year can qualify.

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